Credit Manager

Bucharest
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Sector
Energy
Financial Services
Experience Level
Senior Specialist
Language
English
Romanian
Employment type
Full Time
Text Link
Заплата
Remote / on site
Hybrid
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No items found.
Sector
Energy
Financial Services
Experience Level
Senior Specialist
Language
English
Romanian
Salary
No items found.

Role Context

The Marine Fuels business operates globally in the marine bunkering industry, supporting international maritime transportation and navigating challenges related to decarbonization and supply chain efficiency.

The Credit Manager will work in a multicultural, international environment, collaborating closely with teams across Switzerland, Romania and France.

The role is responsible for credit process compliance and overall credit risk management across APAC and EMEA, managing a portfolio of approximately 300 customers and $400M in credit exposure.

Key responsibilities include credit risk assessment, exposure monitoring, collections, bad debt recovery, credit insurance and trade finance, while acting as a key business partner to Trading, Operations, Finance, Legal, banks and insurers.

Main Responsibilities
  • Manage the credit portfolio for approximately 300 customers across APAC and EMEA, with a total credit exposure of around $400M.
  • Perform credit risk assessments, approve credit limits and monitor customer exposure.
  • Manage collections, overdue payments, bad debt recovery and support customer onboarding (KYC).
  • Oversee credit insurance, trade finance activities and Accounts Receivable (AR) financing programs.
  • Review commercial and legal contracts from a credit and risk perspective.
  • Monitor trading and credit limits, ensuring compliance with internal policies.
  • Prepare credit risk reports, presentations and recommendations for management.
  • Partner closely with Trading, Operations, Finance, Legal, Treasury, banks, brokers and credit insurers.
  • Coordinate credit committees, provide guidance to stakeholders and support risk-related decision making.
  • Maintain customer data and credit limits in SAP and other internal systems (e.g. Medissys).

Requirements
  • 5–10 years of experience in Credit Risk, preferably within commodity trading, energy, or banking.
  • Strong knowledge of credit assessment, risk management and collections.
  • Fluent English and experience working in an international environment.
  • Strong business acumen with a proactive, solution-oriented mindset.
  • Able to work effectively under pressure and manage multiple priorities.
  • Analytical, detail-oriented and well-organized.
  • Good knowledge of SAP and Advanced Excel; experience with Medissys and Power BI is an advantage.

Perks
  • Hybrid work (3 WFH days/week after onboarding)
  • Medical insurance (MedLife)
  • Life insurance
  • Meal vouchers (40 RON/day)
  • Transport allowance (metro equivalent)
  • Parking (subject to availability)
  • Employee share purchase program
  • Bookster
  • Birthday leave
  • Fruits & office massage
  • 21 vacation days, increasing up to 28
  • Annual performance bonus
  • Multicultural environment

Only eligible candidates will be contacted. All your data is confidential.

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